*Annual Percentage Rate (APR) disclosed for this special is the lowest rate available based on up to a 36-month term or for a 72-month term.**Automatic Payment through a Lōkahi FCU Checking Account is required for this promotional rate. Our standard, non-promotional rates will apply without setting up repayment via Automatic Payments from a Lōkahi FCU Checking Account. Ask us about our special rates for electric or hybrid vehicles. Higher rates may apply depending on loan term, collateral, member's credit performance, and/or the cancellation of automatic payment. ***Maximum loan amounts are based on 140% MSRP for New Auto Loans which may include tax, license, GAP, extended warranty or other auto related add-ons. At 4.00% APR, the monthly payment amount for a $30,000 New Auto loan with a 36-month term would be $885.65. At 5.50% APR, the monthly payment amount for a $50,000 New Auto loan with a 72-month term would be $816.86. No refinancing of existing Lōkahi FCU (formerly Hickam FCU) auto loans for this promotional rate. Other rates and terms available. All loans are subject to qualifications and approval. Certain terms and conditions apply. Rates are subject to change without notice. Lōkahi FCU membership required. Offer effective 9/1/2025 through 9/30/2025.
For New or Used Electric or Hybrid cars, SUVs, vans, or light trucks, Lōkahi FCU Eco-Auto Loans features:
*APR is Annual Percentage Rate. The 0.50% APR discount will apply to Lōkahi FCU standard auto loan rates for New or Used vehicles which is determined by an individual's credit performance. Qualifying vehicle must be designated as Electric or Hybrid. Maximum loan amounts are based on 140% MSRP for New Auto Loans and 120% Kelley Blue Book Retail Value for Used Auto Loans which both may include tax, license, GAP, extended warranty or other auto related add-ons. All loans are subject to approval. Certain terms and conditions apply. Rates subject to change.
**Pleases refer to our Skip-A-Pay Terms & Conditions for details
Through CUDL, we make your auto buying experience convenient and stress free. Use the online shopping resource tool to research available inventory and deals from various local auto dealers. Find new or used vehicle listings. Learn car-buying tips. Get pre-approved online.
Then, visit the showroom and let the dealer know you are ready to CUDL the deal through Lōkahi FCU. The dealer will arrange your Lōkahi FCU auto loan financing right there at the dealership!*
Visit Lōkahi FCU's Auto Buying Resource for a stress-free, online car-buying experience
*Limited to participating CUDL dealerships.
Thinking about refinancing your auto loan at a lower interest rate? Considering whether to change the length of your loan and to lower your monthly payments? Let us help you with these money-saving choices.
Contact us today to schedule a consultation to help with your auto loan refinancing decision.
Our Card Control app offers various tools to help protect your identity and finances.
Card Control Details
Navigate your way through life's surprises by taking advantage of our all-new Skip-A-Pay program
Program Details
Our credit cards feature competitively low interest rates, no annual fee and no balance transfer or cash advance fees.
Credit Card Details
This program provides first time borrowers an opportunity to build their credit.
Program Details
We have three convenient ways to open an account today.
Join Us
