Regular Savings Account | Lokahi Federal Credit Union

Your first step toward membership and financial growth.

At Lōkahi Federal Credit Union, opening a Regular Savings Account — also known as a share account — is how you become a member-owner. With just a $5 minimum deposit, you gain access to our full suite of financial services and start building toward your goals.

Whether you're saving for a family vacation, a child’s future, or simply building a financial cushion, this account offers:

Competitive dividends to help your savings grow
No monthly maintenance fees
Federally insured deposits for added peace of mind
Convenient access through online banking and our mobile app

Access your funds on the go

Pair your savings with a Lōkahi FCU checking account for full access to your money anytime, anywhere — including a Mastercard® debit card for purchases and ATM withdrawals. Prefer to keep it simple? A Lōkahi FCU ATM card is also available with your Regular Savings Account.

Surcharge-free access at any Lōkahi FCU-owned ATM
Up to 6 free withdrawals per month at First Hawaiian Bank ATMs and over 25,000 CO-OP ATMs nationwide
$2 fee for each additional withdrawal per month

Want to earn more while you spend? Explore our checking account options — including Cash+, Rate+, and Kūpuna accounts, all of which will help you get more from your everyday banking.

Lōkahi FCU Mobile App

Same friendly faces, now in the palm of your hand—download the Lōkahi Mobile App

App Details

Skip-A-Pay

Navigate your way through life's surprises by taking advantage of our all-new Skip-A-Pay program

Program Details

Credit Cards

Our credit cards feature competitively low interest rates, no annual fee and no balance transfer or cash advance fees.

Credit Card Details

First Time Borrower Program

This program provides first time borrowers an opportunity to build their credit.

Program Details

Become a Member

We have three convenient ways to open an account today.

Join Us