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Lōkahi ATM/Debit Card

Lōkahi Debit & ATM Cards

Secure, convenient access to your money — whether you're spending or saving.

Lōkahi FCU offers two card options to meet your needs: a Debit Mastercard® for everyday purchases and ATM access, and an ATM Card for members with savings-only accounts who need basic cash access.

Both cards are designed with your security in mind, but offer different features depending on how you manage your money.

 

Debit Mastercard® (For Checking Account Holders)

Spend smarter with built-in security and convenience.

  • Earn rewards when you pair your Lōkahi FCU Debit Mastercard® with a Cash+ or Rate+ Checking account
  • Accepted worldwide wherever Mastercard® is accepted
  • Funds are deducted directly from your Lōkahi FCU Checking Account
  • Mobile Wallet compatible — use with Apple Pay®, Google Wallet™, and Click to Pay
  • Chip-enabled and contactless for fast, secure transactions
  • Easily manage your card using the Lōkahi FCU Mobile App — lock/unlock and monitor transactions anytime
  • Flat-printed design — no raised numbers; all personal info is printed discreetly on the back
  • Surcharge-free access at any Lōkahi FCU-owned ATM
  • Up to 6 free withdrawals per month at First Hawaiian Bank ATMs and over 25,000 CO-OP ATMs nationwide
  • $2 fee for each additional withdrawal per month

Mastercard Benefits for Debit Cardholders

ID Theft Protection™: Monitor your credit file and personal information across the web for signs of fraud. Receive alerts for suspicious activity and get support from certified identity theft resolution specialists.1
Enrollment required. Provided by Iris® Powered by Generali.

Global Emergency Services: Get 24/7 support from Mastercard® anywhere in the world. Services include:

  • Lost or stolen card reporting
  • Emergency card replacement
  • Emergency cash advances
    Call 1-800-MASTERCARD or +1-636-722-7111 when traveling abroad1

1 Click here to learn more about Mastercard Benefits for Debit Cardholders.

ATM Card (For Savings-Only Members)

Simple access to your savings — no checking account required.

  • Designed for members with Regular Savings Accounts only
  • Magstripe-only — does not include chip or contactless technology
  • Withdraw cash and transfer funds at Lōkahi FCU-owned ATMs
  • Up to 6 free withdrawals per month at First Hawaiian Bank ATMs and CO-OP ATMs
  • $2 fee for each additional withdrawal per month
  • Not valid for purchases — for spending access, consider opening a Lōkahi FCU Checking Account
Lōkahi FCU Mobile App

Same friendly faces, now in the palm of your hand—download the Lōkahi Mobile App

App Details
Skip-A-Pay

Navigate your way through life's surprises by taking advantage of our all-new Skip-A-Pay program

Program Details
Credit Cards

Our credit cards feature competitively low interest rates, no annual fee and no balance transfer or cash advance fees.

Credit Card Details
First Time Borrower Program

This program provides first time borrowers an opportunity to build their credit.

Program Details
Become a Member

We have three convenient ways to open an account today.

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