Christmas Savings Account

Plan ahead for the season — and enjoy a more joyful holiday.

The Lōkahi Federal Credit Union Christmas Savings Account is a simple, automatic way to set aside funds throughout the year for your end-of-year expenses — whether it’s for gift-giving, travel, or seasonal celebrations. By saving a little at a time, you can avoid the stress of last-minute spending and enjoy the holidays with confidence.

Account Features

• No minimum balance required
• No monthly service fees
• Dividends paid monthly to help your savings grow
• Automatic transfer of your full balance to your Savings or Checking Account on October 31 each year
• No early withdrawal penalties if you need access to your funds before the annual transfer

Save effortlessly

Set up payroll deduction or schedule recurring transfers from your Lōkahi FCU account — and let your savings build automatically throughout the year.

Whether you're planning for holiday giving, travel, or simply want to stay ahead of seasonal expenses, the Christmas Savings Account helps you prepare with ease.