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Let us help grown your dreams with our great Certificate Specials!

 

6-month certificate special 3.50% APY*. $1,000 minimum deposit with at least $1,000 of the opening deposit being new money. Limited-time offer.**


*Annual Percentage Yield (APY) for this special is effective 8/20/2025. Dividends must remain in the certificate for the full term. **For this Special: $1,000 minimum deposit with at least $1,000 of the opening deposit being new money and does not apply to funds transferred from any other Lōkahi FCU (formerly Hickam FCU) accounts. This is a limited-time offer, and is subject to change and may end at any time without notice. Other rates and terms available. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Lōkahi FCU membership required. Other terms and conditions apply.

 



13-month share certificate & IRA certificate special. 3.35% APY*. $1,000 minimum opening deposit with at least $1,000 of the opening deposit being new money. Limited time offer.**

*Annual Percentage Yield (APY) for this special is effective 6/1/2025. Dividends must remain in the certificate for the full term. **For these Specials: $1,000 minimum deposit with at least $1,000 of the opening deposit being new money and does not apply to funds transferred from any other Lōkahi FCU (formerly Hickam FCU) accounts. This is a limited-time offer, and is subject to change and may end at any time without notice. Other rates and terms available. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Lōkahi FCU membership required. Other terms and conditions apply.

 

To take advantage of these special offers, please visit one of our branches or call us at 808.423.1391.

 

 

Features & Terms

  • Open with as little as $500
  • Choose from terms of 6, 12, 18, 24, 30, 36, or 60 months
  • IRA Certificates available in 12, 24, 36, and 60-month terms
  • Fixed dividend rates for the entire term
  • Federally insured by the NCUA

Whether you're saving for a future expense or simply want a safe way to earn more on your money, a Share Certificate offers predictable growth and peace of mind.

*Certificates are subject to Lōkahi FCU penalties upon early withdrawal. Please see Lōkahi FCU Truth-in-Savings Disclosure for details.

How to Open a Certificate?