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Education Loan for 2025-2026 School Year Pre-K to 12th grade. Finanving for tuition and other education related expenses. 3.75% APR* Offer good through 12/31/2025. Loan amount from $1,000 to $30,000.

*Annual Percentage Rate (APR) is 3.75% APR effective 5/1/2025 to 12/31/2025, for up to 15-month Education Loan, with final payment no later than 8/31/2026 for current school year. Minimum loan amount is $1,000. Maximum loan amount is $30,000. Loan proceeds for school invoice: tuition and other costs disbursed directly to your school, and remaining proceeds up to $1,000 to borrower for additional education related costs. Finance charges will accrue from the disbursement date. Automatic payment through a Lōkahi FCU Checking account required. No refinancing of existing Lōkahi FCU (formerly Hickam FCU) loans and no other discounts apply. All loans are subject to approval. Lōkahi FCU membership required. Certain terms and conditions apply. Offer good through 12/31/2025. Other rates and terms available.


With tuition costs and related school expenses spiraling ever higher, Lōkahi FCU has an Education Loan to help with financing a child's education.

  • Loan amounts between $1,000 and $30,000.
  • Low, interest rate loan fixed for the full school year.
  • For children attending Pre-Kindergarten to 12th Grade.
  • One loan per member, per school year. (Loan may be for more than one child and disbursed to multiple schools)

To apply for an Education Loan, click the apply now link and select "Education Expense" under the "Loan Purpose" section. Then, complete the remaining steps and submit your application.