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hickam fcu is now lokahi federal credit union we can make it better together

Let's Celebrate Our New Era!

Hickam FCU is now Lōkahi FCU!

To commemorate this momentous occasion, we're offering two enticing new specials. But, hurry, they're only available for a limited time!


8-Month Certificate Special

Let us help bring harmony & balance to your life.

8-month certificate special 3.85% APY*. $1,000 minimum opening deposit. Limited time offer.**

  • 3.85% APY* for a 8-month term as of April 1, 2025
  • $1,000 minimum opening deposit.**

To take advantage of this special offer, please visit one of our branches or call us at 808.423.1391

*Annual Percentage Yield (APY) for this special effective 4/1/2025. Dividends must remain in the certificate for the full term. **For this Special: $1,000 minimum deposit. This is a limited-time offer, and is subject to change and may end at any time without notice. Other rates and terms available. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Lōkahi FCU membership required. Other terms and conditions apply.

 

24-Month
Personal Loan Special

It's your story, let us help you write the next chapter with our great Personal Loan Special.

24-month personal loan special. rates as low as 6.50% apr. Loan amounts from $1,000 to $30,000. Automatic payments from a Lokahi FCU Checking account required.** No payments for 45 days.***
  • 24-month term
  • Rates as low as 6.50% APR*
  • Loan amounts from $1,000 to $30,000.
  • Automatic Payment from a Lōkahi FCU Checking Account required.**
  • No payment for 45 days!***

Apply online today! Or, apply by phone by calling 808.432.9888

*Annual Percentage Rate (APR) disclosed for this special is the lowest rate available for a 24-month term. **Automatic Payment through a Lōkahi FCU Checking Account is required for this promotional rate. Higher rates may apply depending on loan term, member’s credit performance, and/or the cancellation of automatic payment. ***Interest will accrue during the 45-day deferred payment period. First payment may be due up to 45 days from the date of loan disbursal and will be applied to the accrued interest before being applied to principal. For this Special, the minimum loan amount is $1,000. At 6.50% APR for a 24-month term with no payment due for the first 45 days, the monthly payment for a $1,000 loan would be $44.67 or for a $30,000 loan would be $1,340.05. Maximum personal loan amount is $30,000. No refinancing of existing Lōkahi FCU (formerly Hickam FCU) personal loans for this promotional rate. Other rates and terms available. All loans are subject to qualifications and approval. Certain terms and conditions apply. Rates are subject to change without notice. Lōkahi FCU membership required. Offer effective 4/1/2025 thru 4/30/2025.

60-Month New Auto
Loan Special

Let us help bring your dreams to reality with this exclusive New Auto Loan Special!

Auto Loan Special
  • 60-month term
  • Rates as low as 4.50% APR*
  • Automatic Payment from a Lōkahi FCU Checking Account required.**
  • With up to a 140% Loan-to-Value.***
  • As us about our special Used Auto Loan rates!

Apply online today! Or, apply by phone by calling 808.432.9888. 

*Annual Percentage Rate (APR) disclosed for this special is the lowest rate available based on a 60-month term. **Automatic Payment through a Lōkahi FCU Checking Account is required for this promotional rate. Our standard, non-promotional rates will apply without setting up repayment via Automatic Payments from a Lõkahi FCU Checking Account. Ask us about our special rates for electric or hybrid vehicles. Higher rates may apply depending on loan term, collateral, member’s credit performance, and/or the cancellation of automatic payment. ***Maximum loan amounts are based on 140% MSRP for New Auto Loans which may include tax, license, GAP, extended warranty, or other auto-related add-ons. At 4.50% APR, the monthly payment amount for a $30,000 New Auto loan with a 60-month term would be $559.36. No refinancing of existing Lōkahi FCU (formerly Hickam FCU) auto loans for this promotional rate. Other rates and terms available. *All loans are subject to qualifications and approval. Certain terms and conditions apply. Rates are subject to change without notice. Lōkahi FCU membership required. Offer effective 3/1/2025 to 4/30/2025.